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Financing & Payment Plans
Financing options offered by Wells Fargo & American First Finance

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Wells Fargo Bank, N.A.

6
months*
$300 minimum purchase
  • No interest if paid in full within 6 months.
  • Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*
  • Minimum purchase of $300 required.
  • Minimum finance amount of $300
12
months*
$1000 minimum purchase
  • No interest if paid in full within 12 months.
  • Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*
  • Minimum purchase of $1,000 required.
  • Minimum finance amount of $1000.
18
months*
$2000 minimum purchase
  • No interest if paid in full within 18 months.
  • Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*
  • Minimum purchase of $2,000 required.
  • Minimum finance amount of $2000.
*The American Furniture Warehouse credit card is issued by Wells Fargo Bank, N.A.*The American Furniture Warehouse store credit card is issued by Wells Fargo Bank, N.A. Purchases can only be made by the account holder and can only be delivered to the address listed as the account holder’s address. Special terms for 6 months apply to qualifying purchases of $300 or more. Special terms for 12 months apply to qualifying purchases of $1,000 with approved credit. Special terms for 18 months apply to qualifying purchases of $2,000 with approved credit. Minimum monthly payments are required during the promotional (special term) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional (special terms) period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 2/7/2024 and is subject to change. For current information, call us at 1-800-431-5921.